Car owners across Nigeria have expressed concerns as the Nigeria Police Force (NPF) officially begins enforcing the mandatory Third-Party Insurance policy nationwide. The enforcement, which starts today, February 1, 2025, is aimed at ensuring compliance with insurance regulations and improving road safety.
In a statement issued last Friday, the Force Public Relations Officer, Olumuyiwa Adejobi, noted that the directive was in line with the instructions of the Inspector-General of Police, Kayode Egbetokun.
He said, “In line with the directive of the Inspector-General of Police, IGP Kayode Adeolu Egbetokun, Ph.D., NPM., the Nigeria Police Force once again reiterates the enforcement of the Mandatory Third Party Insurance which will commence on February 1st, 2025.
“This initiative aims to reinforce road safety measures and ensure that all vehicle owners comply with the stipulated insurance requirements to protect themselves and others on the road.”
The police have warned that any motorist found without valid Third-Party Insurance will face penalties as required by law. The directive also gives officers the authority to check vehicles for compliance and take necessary actions against defaulters.
“Failure to possess valid Third Party Insurance will result in strict enforcement actions, including fines or penalties or both, as mandated by relevant extant laws,” the statement read.
The enforcement has left many motorists worried, with some expressing concerns about the cost of obtaining insurance. A civil servant in Abuja, Kabiru Adamu, shared his thoughts on the matter.
“I tried to get the third-party insurance thing last week, but the cost is a bit high. If the government can work down on the price for Nigerians, it will be a good thing, but meanwhile, I have resolved to use public transport for now,” he said.
The Nigeria Police Force has urged all vehicle owners to get insured as soon as possible to avoid fines or embarrassment. It also reassured the public of its commitment to road safety and the enforcement of traffic laws.
